Chapter 13 Bankruptcy
Chapter 13 Bankruptcy

Chapter 13 Bankruptcy Attorneys

Watton Law Group: Decades of Compassionate Chapter 13 Guidance

Significant debt does not need to be something that hangs over you for the rest of your life. With Chapter 13 bankruptcy, you can use the U.S. Bankruptcy Code to reduce debt and get your finances back under control. To make sure you understand the process and what to expect from it, team up with Watton Law Group and our Chapter 13 bankruptcy lawyers. We work for you to resolve your debt.

Our law firm handles bankruptcy cases for clients of all backgrounds with debts in all amounts. When you choose to let us guide and represent you, our attorneys bring many professional benefits. We have intricate legal knowledge of all bankruptcy-related matters and genuine compassion for you and your family. We want to get you through this difficult time without any more stress, just as we have for decades.

Please call (888) 405-2519 or contact us online to talk to our attorneys about Chapter 13 bankruptcy.

A Local Law Firm With National Reach

Watton Law Group is a full-service debt relief agency with the resources to tackle even the toughest cases. We offer unique insight into an array of services, tailoring our proven strategies to each case we take on.

Over 25+ years, we’ve grown into a national network, but we still maintain our strong local roots and caring approach to provide the highest level of personalized service to our clients. It’s why clients continually trust us to guide them through turbulent times.

Meet Your Team

Michael J. Watton, Esq.
Michael J. Maloney, Esq.
Timothy H. Hassell, Esq.
Thomas A. Arany, Esq.
Kirk M. Fedewa, Esq.
Robert K.S. Abernathy, Esq.
Bennett S. Stuckey, Esq.
Corrine E. Edwards, Esq.
Tyler D. Rasmussen, Esq.
Elizabeth J. Cho, Esq.
James M. Conley, Esq.
Paul K. Schwartz, Esq.
Cooper O. Neavill, Esq.
Eric J. Wunsch, Esq.
Lauren A. Suchan, Esq.
Judith K. Cranberg, Esq.
Michael J. Watton, Esq.
Senior Partner
Michael J. Watton, senior partner at Watton Law Group, is a nationally recognized bankruptcy attorney who helps overwhelmed individuals and families find debt-relief. His compassionate, practical approach not only resolves immediate financial crises but empowers clients to rediscover their true personal and economic value, emerge stronger, and thrive long-term.
Attorney Profile
Michael J. Maloney, Esq.
Managing Partner
Michael J. Maloney, managing partner of Watton Law Group, helps individuals and families overwhelmed by debt regain financial control and peace of mind. With experience across multiples state and federal districts, he builds personalized strategies tailored to each client’s unique situation. His goal is to ensure his clients have the knowledge and confidence to choose what’s best for their future.
Attorney Profile
Timothy H. Hassell, Esq.
Partner
Attorney Timothy H. Hassell specializes in bankruptcy law and is committed to delivering personalized, innovative solutions for clients facing financial difficulties. He works closely with individuals and families to craft tailored strategies that address their unique circumstances, providing clear explanations of rights and options to reduce stress and empower informed decisions.
Attorney Profile
Thomas Arany
Thomas A. Arany, Esq.
Partner
Attorney Thomas A. Arany guides clients through bankruptcy and debt-relief challenges with efficient, practical solutions. He prioritizes clear communication, rapid resolution, and proactive strategies to help clients avoid unnecessary litigation, regain financial control, and achieve lasting stability. By focusing on individual needs and detailed casework, he secures optimal outcomes that empower clients to move forward with confidence.
Attorney Profile
Kirk M. Fedewa, Esq.
Partner
Attorney Kirk M. Fedewa delivers personalized, creative strategies backed by extensive bankruptcy experience, while providing compassionate, straightforward guidance and clear explanations of rights and options. Treating every client with integrity and family-like care, Attorney Fedewa advocates aggressively to protect assets, eliminate or restructure debt, and achieve a fresh financial start.
Attorney Profile
Robert K.S. Abernathy, Esq.
Associate
Attorney Robert K.S. Abernathy excels at understanding each client’s unique situation, clearly explaining complex bankruptcy options, and crafting tailored solutions. By building strong relationships, and with open communication and thorough preparation, he guides clients confidently toward financial recovery and long-term stability.
Attorney Profile
Bennett S. Stuckey, Esq.
Associate
Attorney Bennett S. Stuckey provides compassionate, goal-oriented representation to clients seeking debt relief. Drawing on his natural problem-solving abilities, he guides individuals through the bankruptcy process with respect and efficiency, ensuring they receive the full protection and fresh start the law allows.
Attorney Profile
Corrine E. Edwards, Esq.
Associate
Attorney Corrine E. Edwards combines compassion and determination in her bankruptcy practice, drawing from her own experiences overcoming financial hardship to empathize with clients. She provides personalized, effective representation, guiding them through bankruptcy toward manageable solutions, a fresh start, and protection of their long-term interests.
Attorney Profile
Tyler D. Rasmussen, Esq.
Associate
Attorney Tyler D. Rasmussen offers clear, compassionate debt relief. He carefully reviews what you owe, explains all options in simple terms without pressure, and assists in making the math work. When bankruptcy is the best path, he moves quickly to secure a true fresh start, always prioritizing your long-term interests.
Attorney Profile
Elizabeth J. Cho, Esq.
Associate
Attorney Elizabeth J. Cho is a compassionate and dedicated attorney, guiding individuals through the bankruptcy process with genuine care and helping them eliminate overwhelming debt. By listening attentively to each client’s unique situation and providing clear, personalized guidance, Elizabeth ensures the experience is positive and empowering, allowing clients to regain control of their lives and achieve a fresh financial start.
Attorney Profile
James M. Conley, Esq.
Associate
Attorney James M. Conley provides compassionate, client-focused representation in bankruptcy and debt relief. With clear communication and practical guidance, he helps individuals and families navigate complex debt challenges, understand their options, and secure tailored solutions for long-term financial stability. Clients appreciate his approachable style and ability to explain intricate legal matters in an accessible way.
Attorney Profile
Paul K. Schwartz, Esq.
Of Counsel
Attorney Paul K. Schwartz provides compassionate, strategic representation in bankruptcy and debt relief cases. With over 40 years of trial experience, he listens carefully to each client’s situation and goals, then crafts personalized plans that deliver lasting financial relief. His prior experience representing creditors gives him unique insight into creditor strategies, which he now uses to protect debtors and secure the strongest possible outcomes.
Attorney Profile
Cooper O. Neavill, Esq.
Associate
Attorney Cooper O. Neavill is dedicated to guiding clients through financial difficulties with empathy-driven representation, recognizing that hardship can arise from many circumstances and that every client deserves honest, dependable counsel. His approach debt relief combines a thorough understanding of the law with a genuine commitment to helping individuals find practical solutions and a fresh financial start.
Attorney Profile
Eric J. Wunsch, Esq.
Associate
Attorney Eric J. Wunsch focuses on consumer bankruptcy and debt-relief matters, bringing creative and detail-oriented strategies to help individuals and families achieve maximum financial relief. Drawing on his civil litigation experience, Eric emphasizes transparent communication and works to reduce the stress clients feel by highlighting the practical benefits of bankruptcy as a powerful tool for a fresh financial start.
Attorney Profile
Lauren A. Suchan, Esq.
Associate
Attorney Lauren A. Suchan specializes in helping clients eliminate overwhelming debt, stop creditor harassment, and secure a fresh financial start. With patience and empathy, Attorney Suchan guides individuals and families through the bankruptcy process, transforming a challenging situation into an opportunity for lasting relief and a brighter future.
Attorney Profile
Bio Judith
Judith K. Cranberg, Esq.
Of Counsel
Judith K. Cranberg is deeply committed to caring for her clients facing financial hardships. She approaches every case with empathy and clear communication, taking time to fully understand each client's unique household dynamics, financial goals, and concerns. Sharing the firm's core values, Judith believes everyone deserves a clear, accessible route to financial stability.
Attorney Profile
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What is Chapter 13 Bankruptcy?

Chapter 13 reduces and reorganizes your debt, allowing you to pay back a smaller amount over three to five years. The court supervises and approves this reorganization to ensure success and good faith. When done correctly, Chapter 13 bankruptcy can be a very positive experience. Let Watton Law Group prove it to you.

Who Should Use Chapter 13 Bankruptcy?

Chapter 13 bankruptcy is useful, but it is not available to everyone in debt.

Currently, the U.S. Bankruptcy Code only allows people to file for Chapter 13 Bankruptcy if they match these prerequisites:

  • Must be an individual filer, not a corporation or partnership.
  • Must have unsecured debts less than $465,275.
  • Must have secured debts less than $1,395,875.

If you qualify to file for Chapter 13 bankruptcy, then we will begin by tabulating your assets and liabilities in full. Next, your current income and expected expenses are calculated to come up with a budget. Your bankruptcy attorney will use this information to create a Chapter 13 bankruptcy plan that reduces your debt as much as possible while also satisfying the expectations of the bankruptcy court and the creditors. With this approach, we conclude your bankruptcy case quickly and positively.

Benefits of Chapter 13 Bankruptcy

Chapter 13 bankruptcy could be the best course of action for you to break free from your debt. It brings many benefits that are best created by an experienced Chapter 13 bankruptcy lawyer.

Key benefits of Chapter 13 bankruptcy include:

  • You only repay what you can reasonably afford.
  • Any debts you do not repay at the end of the plan can be discharged by the court.
  • Vehicle payments can be greatly reduced.
  • Taxes can be paid, and interest and penalties reduced or removed.
  • Mortgages on your home may be removed or reduced.
  • The impact on your credit score can be fixed.
  • Creditors must immediately stop harassing you for payments.

Find out more about bankruptcy and its benefits by dialing (888) 405-2519 now.

How Watton Law Group Helps

Free Consultation
Our consultations are free. Speak with a qualified lawyer who can help determine your best course of action.
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We’ll guide you through each step from filing your bankruptcy petition to creating a plan that’s right for you so that the process is simple, understandable and straightforward.
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You Don’t Have to Face Debt Alone – Let Us Help

No one should have to live under the pressure and burden of significant debt. With Chapter 13 bankruptcy, you can find a path to financial independence again. Contact our law firm and explore your bankruptcy options with our team of attorneys who genuinely care.

Debt Consolidation
I worked with Watton Law Group and they were very responsive and helpful.
I worked with Watton Law Group and they were very responsive and helpful.
- Ashley O.
He is the best.
He is the best.
- Steven M.
Robert Abernathy has always been professional.
Robert Abernathy has always been professional.
- Donna A.
Wow is all I can say!
Wow is all I can say!
- Diashecia B.
The most professional law firm I have ever used.
The most professional law firm I have ever used.
- Bernadine E.
Great lawyers can be hard to find and he definitely is one!
Great lawyers can be hard to find and he definitely is one!
- Michelle
I highly recommend.
I highly recommend.
- Daniel E.
Michael Watton is an example of a well-knowledged attorney.
Michael Watton is an example of a well-knowledged attorney.
- Jodi C.
Working with Robert Mills at Watton Law has been a refreshing experience in the midst of hardship.
Working with Robert at Watton Law has been a refreshing experience in the midst of hardship.
- Tracy S.
Tom has been a saving grace for me, he has motivated me to actually get things done.
Tom has been a saving grace for me, he has motivated me to actually get things done.
- Amy F.

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