Kansas City Chapter 7 Attorneys
Assisting Clients With Filing Chapter 7 Bankruptcy
As one of Kansas City’s most trusted bankruptcy attorneys, our experienced team of lawyers can help you every step of the way to maximize your rights under Chapter 7.
The Chapter 7 bankruptcy lawyers at Watton Law Group can help you regain control of finances and stop creditors from harassing you. Contact us today to learn more.
Contact Watton Law Group today to take the first step toward a more secure financial future with our Chapter 7 bankruptcy in Kansas City.
Understanding Chapter 7 Bankruptcy
Chapter 7 bankruptcy is the most common form of bankruptcy filed, and is often referred to as a “Wipe Out” or “Fresh Start.” The lawyers at Watton Law Group can help you leverage Chapter 7 and allow you to finally be debt-free. The process will begin by evaluating your finances to determine if Chapter 7 is right for you. After that, our knowledgeable attorneys will work with you to get a complete picture of your financial situation and identify the steps needed to get you on the path toward success. When you choose Watton Law Group, you’ll have unparalleled support throughout the entire process and we’ll ensure that you get the best possible outcome after filing for Chapter 7.
Watton Law Group has over 25 years of experience in helping our clients wipe out debt, including medical bills, credit card debt, and personal loans. Our lawyers have developed a detailed process that is tailored to your individual financial situation and helps you understand Chapter 7 with one goal in mind: your peace of mind.
How We Can Can Help Stop Debt Collection Phone Calls
Once Watton Law Group files Chapter 7 on your behalf, the court will order creditors to stop contacting you in any way. Similar to a restraining order, debt collectors will be forbidden from suing you, garnishing wages, issuing home foreclosures, repossessing your vehicle, or taking any further collection actions.
How Will Chapter 7 Bankruptcy Affect Your Credit Score?
While filing for Chapter 7 will have an impact on your credit score, it’s the first important step in recovering your financial health. If you’re considering filing for bankruptcy, it is likely that your debt has probably already had a negative impact on your credit score. Furthermore, once you file, your debt-to-income ratio will instantly improve. While bankruptcy isn’t an instant fix, it certainly is a major step in the right direction.
Chapter 7 bankruptcy wipes the slate clean much more quickly than other forms of bankruptcy and does not require a payment plan, allowing you to take control of your financial future early on.
Contact Watton Law Group today to get started with our Kansas City Chapter 7 bankruptcy lawyer.
With over 25 years of experience, our attorneys have perfected a system that makes filing for bankruptcy as easy as possible for you. We offer unparalleled support throughout the entire process and will help you move forward with the best options available to you.
Filing for Chapter 7 With Watton Law Group
Watton Law Group is a Debt Relief Agency. We help people file for relief under the Bankruptcy Code.
Watton Law Group's experienced Chapter 7 attorneys have perfected the filing process, making it as easy and painless as possible for you. When you choose us, you’ll have the support and strength of our team throughout each step to ensure everything is taken care of and you can get your finances back on track. Watton Law Group is dedicated to providing the highest level of legal service and we’ll do everything we can to help you live a more financially stable life.
FAQs About Chapter 7 Bankruptcy
What Are the Qualifications for Filing Chapter 7 Bankruptcy?
To qualify for Chapter 7 Bankruptcy in Kansas City, individuals must pass the means test, which determines eligibility based on income compared to the state median. If your income is lower than the median, you automatically qualify. This process assesses whether you have enough disposable income to pay back debts. Watton Law Group can help you navigate this process, making it clear whether Chapter 7 is suitable for your situation.
How Long Does the Chapter 7 Process Take?
Chapter 7 Bankruptcy typically takes four to six months from the filing date to the discharge of debts. During this time, the debtor will attend a meeting of creditors, known as a 341 meeting, which is usually scheduled about 30 days after your petition is filed. After this meeting and any creditor objections are resolved, you can often see a discharge within two to three months. Our team at Watton Law Group will be with you at each step to ensure timely processing.
How Does Chapter 7 Bankruptcy Impact My Assets?
Under Chapter 7 Bankruptcy, certain exemptions allow you to keep essential assets such as your home, car, and personal items up to a specific value. These exemptions are designed to help you maintain a basic standard of living while offering a fresh financial start. Depending on your situation, non-exempt assets might be liquidated to repay creditors. Watton Law Group will advise you on strategically protecting your most critical assets during this challenging time.
Will Filing for Chapter 7 Eliminate All My Debts?
Chapter 7 Bankruptcy discharges many unsecured debts such as credit card debt, medical bills, and personal loans, offering significant financial relief. However, certain obligations like student loans, child support, and some tax debts are not dischargeable under Chapter 7. By consulting with our professionals at St. Louis Office, we can clarify how Chapter 7 applies to your debts, guiding you toward robust financial solutions.
Contact Our Chapter 7 Bankruptcy Attorney in Kansas City Today
If you're facing overwhelming debt and considering Chapter 7 bankruptcy, we're here to help. Our Chapter 7 bankruptcy lawyer in Kansas City understands the challenges you're going through and is committed to guiding you through every step of the bankruptcy process. Whether you have questions about eligibility, the filing process, or what to expect, we're ready to offer the support you need. Contact us today to schedule a free consultation and take the first step toward a fresh financial start. Let us help you regain control of your financial future.
Contact Watton Law Grouptoday at (314) 710-2228to start the filing process and get economic redemption with our Chapter 7 bankruptcy lawyer in Kansas City.
“I spoke with Attorney Watton and he took his time with me to answer all my questions, gave me thoughtful advice, and went above and beyond my expectations.”
- Becky & Bronson W.
What You Can Expect with Us
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Record of Success
We’re trusted by clients across the country to guide them through tough times, and are backed by thousands of successfully completed bankruptcy and debt relief proceedings.
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Free Initial Consultations
We offer free, no-obligation case evaluations to help those in need of debt relief explore their options for reaching financial stability with the help of an attorney.
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Passionate Legal Advocates
We’re passionate about helping clients find solutions to their problems with debt, and take a personalized approach to helping them obtain a financial fresh start.
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Experience Where it Counts
Our experienced attorneys have helped thousands of clients across the nation navigate debt relief and bankruptcy matters since 1994.