Arkansas Chapter 7 Bankruptcy Attorneys

Helping Arkansas Clients Achieve Lasting Debt Relief

Life happens, and sometimes it brings financial hardship. If you have found yourself stuck in hard times, Watton Law Group is here to guide you through them.

At our Arkansas debt relief agency, we have a highly experienced, trusted team of Chapter 7 bankruptcy lawyers. Our unparalleled client care and dedication make all the difference. Let us help you explore all your options so that you can get the most out of the Bankruptcy Code. It is our goal to make the process as fast, easy, and painless for you as possible. Since 1994, we have helped thousands of clients find debt relief through bankruptcy.

Contact us online to book your free consultation with our Arkansas Chapter 7 bankruptcy lawyers. We will work hard to get you the fresh start you deserve!

What Arkansas Residents Need to Know About Chapter 7 Bankruptcy

Chapter 7 bankruptcy is a very effective form of debt relief. In this type of bankruptcy, debts will be wiped out to give you a clean slate.

The first step to filing under Chapter 7 is to evaluate your finances. It is, therefore, important that you work with a knowledgeable, experienced attorney in order to qualify and keep your assets.

At Watton Law Group, we have helped thousands of clients find relief from medical debt, credit card debt, personal loans, and more. We will use our over 25 years of experience to get you the same life-changing relief through a Chapter 7 bankruptcy. We will listen compassionately to your story, sort through your finances, and help you determine if Chapter 7 is right for you. We have one goal: to help you regain financial independence.

Are You Eligible for Chapter 7 Bankruptcy in Arkansas?

Here’s a breakdown of who may qualify:

  • Type of Debt
    • Chapter 7 is usually best for people with unsecured debt (credit cards, medical bills, personal loans).
    • Some debts cannot be discharged, like student loans (except in rare cases), most taxes, alimony, and child support.
  • Residency Requirement
    • You can file in Arkansas if you’ve lived in the state for at least 91 of the last 180 days before filing.
    • If you recently moved, you may need to file in your prior state.
  • Means Test
    • Chapter 7 is income-based. You must pass the means test, which compares your household income to the Arkansas median income for your family size.
    • If your income is below the state median, you instantly qualify.
    • If your income is above the median, you may still qualify after allowable expenses (like housing, food, medical, and transportation) are deducted.
  • Prior Bankruptcy Filings
    • You cannot file Chapter 7 if you obtained a Chapter 7 discharge within the last 8 years or a Chapter 13 discharge within the last 6 years, unless certain exceptions apply.
  • Credit Counseling Requirement
    • You must complete a credit counseling course from an approved provider within 180 days before filing.
  • No Fraud or Abuse
    • If the court believes you are abusing the bankruptcy system (for example, hiding assets or running up debt with no intent to repay), you may be denied.

End Harassing Debt Collection Calls in Arkansas Today

Watton Law Group can help you take advantage of all Chapter 7 benefits. Once we file for Chapter 7 bankruptcy on your behalf, the court will forbid creditors from contacting you to collect on a debt. You will be free from debt collection phone calls, wage garnishment, home foreclosure, vehicle repossession, and lawsuits.

Give Watton Law Group a call at (501) 356-3810 to speak with our Arkansas Chapter 7 bankruptcy attorneys.

Arkansas Office
(501) 356-3810
425 West Capital Ave.,
Suite 3010
Little Rock, AR 72201
Map & DirectionsView Location
Skyline of Little Rock the capital city of Arkansas

Serving All of Arkansas From Our Little Rock Office

Watton Law Group is a full-service debt relief agency with the resources to tackle even the toughest cases. We offer unique insight into an array of services, tailoring our proven strategies to each case we take on.

Over 25+ years, we’ve grown into a national network, but we still maintain our strong local roots and caring approach to provide the highest level of personalized service to our clients. It’s why clients continually trust us to guide them through turbulent times.

Meet Your Team

Michael J. Watton, Esq.
Michael J. Maloney, Esq.
Timothy H. Hassell, Esq.
Thomas Arany
Robert K.S. Abernathy, Esq.
Bennett S. Stuckey, Esq.
Paul K. Schwartz, Esq.
Lauren A. Suchan, Esq.
Michael J. Watton, Esq.

Michael J. Watton, Esq.

Senior Partner

Michael J. Watton, senior partner at Watton Law Group, is a nationally recognized bankruptcy attorney who helps overwhelmed individuals and families find debt-relief. His compassionate, practical approach not only resolves immediate financial crises but empowers clients to rediscover their true personal and economic value, emerge stronger, and thrive long-term.
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Michael J. Maloney, Esq.

Michael J. Maloney, Esq.

Managing Partner

Michael J. Maloney, managing partner of Watton Law Group, helps individuals and families overwhelmed by debt regain financial control and peace of mind. With experience across multiples state and federal districts, he builds personalized strategies tailored to each client’s unique situation. His goal is to ensure his clients have the knowledge and confidence to choose what’s best for their future.
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Timothy H. Hassell, Esq.

Timothy H. Hassell, Esq.

Partner

Attorney Timothy H. Hassell specializes in bankruptcy law and is committed to delivering personalized, innovative solutions for clients facing financial difficulties. He works closely with individuals and families to craft tailored strategies that address their unique circumstances, providing clear explanations of rights and options to reduce stress and empower informed decisions.
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Thomas Arany

Thomas A. Arany, Esq.

Partner

Attorney Thomas A. Arany guides clients through bankruptcy and debt-relief challenges with efficient, practical solutions. He prioritizes clear communication, rapid resolution, and proactive strategies to help clients avoid unnecessary litigation, regain financial control, and achieve lasting stability. By focusing on individual needs and detailed casework, he secures optimal outcomes that empower clients to move forward with confidence.
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Robert K.S. Abernathy, Esq.

Robert K.S. Abernathy, Esq.

Associate

Attorney Robert K.S. Abernathy excels at understanding each client’s unique situation, clearly explaining complex bankruptcy options, and crafting tailored solutions. By building strong relationships, and with open communication and thorough preparation, he guides clients confidently toward financial recovery and long-term stability.
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Bennett S. Stuckey, Esq.

Bennett S. Stuckey, Esq.

Associate

Attorney Bennett S. Stuckey provides compassionate, goal-oriented representation to clients seeking debt relief. Drawing on his natural problem-solving abilities, he guides individuals through the bankruptcy process with respect and efficiency, ensuring they receive the full protection and fresh start the law allows.
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Paul K. Schwartz, Esq.

Paul K. Schwartz, Esq.

Of Counsel

Attorney Paul K. Schwartz provides compassionate, strategic representation in bankruptcy and debt relief cases. With over 40 years of trial experience, he listens carefully to each client’s situation and goals, then crafts personalized plans that deliver lasting financial relief. His prior experience representing creditors gives him unique insight into creditor strategies, which he now uses to protect debtors and secure the strongest possible outcomes.
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Lauren A. Suchan, Esq.

Lauren A. Suchan, Esq.

Associate

Attorney Lauren A. Suchan specializes in helping clients eliminate overwhelming debt, stop creditor harassment, and secure a fresh financial start. With patience and empathy, Attorney Suchan guides individuals and families through the bankruptcy process, transforming a challenging situation into an opportunity for lasting relief and a brighter future.
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Michael J. Watton, Esq.
Senior Partner
Michael J. Watton, senior partner at Watton Law Group, is a nationally recognized bankruptcy attorney who helps overwhelmed individuals and families find debt-relief. His compassionate, practical approach not only resolves immediate financial crises but empowers clients to rediscover their true personal and economic value, emerge stronger, and thrive long-term.
Attorney Profile
Michael J. Maloney, Esq.
Managing Partner
Michael J. Maloney, managing partner of Watton Law Group, helps individuals and families overwhelmed by debt regain financial control and peace of mind. With experience across multiples state and federal districts, he builds personalized strategies tailored to each client’s unique situation. His goal is to ensure his clients have the knowledge and confidence to choose what’s best for their future.
Attorney Profile
Timothy H. Hassell, Esq.
Partner
Attorney Timothy H. Hassell specializes in bankruptcy law and is committed to delivering personalized, innovative solutions for clients facing financial difficulties. He works closely with individuals and families to craft tailored strategies that address their unique circumstances, providing clear explanations of rights and options to reduce stress and empower informed decisions.
Attorney Profile
Thomas Arany
Thomas A. Arany, Esq.
Partner
Attorney Thomas A. Arany guides clients through bankruptcy and debt-relief challenges with efficient, practical solutions. He prioritizes clear communication, rapid resolution, and proactive strategies to help clients avoid unnecessary litigation, regain financial control, and achieve lasting stability. By focusing on individual needs and detailed casework, he secures optimal outcomes that empower clients to move forward with confidence.
Attorney Profile
Kirk M. Fedewa, Esq.
Partner
Attorney Kirk M. Fedewa delivers personalized, creative strategies backed by extensive bankruptcy experience, while providing compassionate, straightforward guidance and clear explanations of rights and options. Treating every client with integrity and family-like care, Attorney Fedewa advocates aggressively to protect assets, eliminate or restructure debt, and achieve a fresh financial start.
Attorney Profile
Robert K.S. Abernathy, Esq.
Associate
Attorney Robert K.S. Abernathy excels at understanding each client’s unique situation, clearly explaining complex bankruptcy options, and crafting tailored solutions. By building strong relationships, and with open communication and thorough preparation, he guides clients confidently toward financial recovery and long-term stability.
Attorney Profile
Bennett S. Stuckey, Esq.
Associate
Attorney Bennett S. Stuckey provides compassionate, goal-oriented representation to clients seeking debt relief. Drawing on his natural problem-solving abilities, he guides individuals through the bankruptcy process with respect and efficiency, ensuring they receive the full protection and fresh start the law allows.
Attorney Profile
Corrine E. Edwards, Esq.
Associate
Attorney Corrine E. Edwards combines compassion and determination in her bankruptcy practice, drawing from her own experiences overcoming financial hardship to empathize with clients. She provides personalized, effective representation, guiding them through bankruptcy toward manageable solutions, a fresh start, and protection of their long-term interests.
Attorney Profile
Tyler D. Rasmussen, Esq.
Associate
Attorney Tyler D. Rasmussen offers clear, compassionate debt relief. He carefully reviews what you owe, explains all options in simple terms without pressure, and assists in making the math work. When bankruptcy is the best path, he moves quickly to secure a true fresh start, always prioritizing your long-term interests.
Attorney Profile
Elizabeth J. Cho, Esq.
Associate
Attorney Elizabeth J. Cho is a compassionate and dedicated attorney, guiding individuals through the bankruptcy process with genuine care and helping them eliminate overwhelming debt. By listening attentively to each client’s unique situation and providing clear, personalized guidance, Elizabeth ensures the experience is positive and empowering, allowing clients to regain control of their lives and achieve a fresh financial start.
Attorney Profile
James M. Conley, Esq.
Associate
Attorney James M. Conley provides compassionate, client-focused representation in bankruptcy and debt relief. With clear communication and practical guidance, he helps individuals and families navigate complex debt challenges, understand their options, and secure tailored solutions for long-term financial stability. Clients appreciate his approachable style and ability to explain intricate legal matters in an accessible way.
Attorney Profile
Paul K. Schwartz, Esq.
Of Counsel
Attorney Paul K. Schwartz provides compassionate, strategic representation in bankruptcy and debt relief cases. With over 40 years of trial experience, he listens carefully to each client’s situation and goals, then crafts personalized plans that deliver lasting financial relief. His prior experience representing creditors gives him unique insight into creditor strategies, which he now uses to protect debtors and secure the strongest possible outcomes.
Attorney Profile
Cooper O. Neavill, Esq.
Associate
Attorney Cooper O. Neavill is dedicated to guiding clients through financial difficulties with empathy-driven representation, recognizing that hardship can arise from many circumstances and that every client deserves honest, dependable counsel. His approach debt relief combines a thorough understanding of the law with a genuine commitment to helping individuals find practical solutions and a fresh financial start.
Attorney Profile
Eric J. Wunsch, Esq.
Associate
Attorney Eric J. Wunsch focuses on consumer bankruptcy and debt-relief matters, bringing creative and detail-oriented strategies to help individuals and families achieve maximum financial relief. Drawing on his civil litigation experience, Eric emphasizes transparent communication and works to reduce the stress clients feel by highlighting the practical benefits of bankruptcy as a powerful tool for a fresh financial start.
Attorney Profile
Lauren A. Suchan, Esq.
Associate
Attorney Lauren A. Suchan specializes in helping clients eliminate overwhelming debt, stop creditor harassment, and secure a fresh financial start. With patience and empathy, Attorney Suchan guides individuals and families through the bankruptcy process, transforming a challenging situation into an opportunity for lasting relief and a brighter future.
Attorney Profile
Bio Judith
Judith K. Cranberg, Esq.
Of Counsel
Judith K. Cranberg is deeply committed to caring for her clients facing financial hardships. She approaches every case with empathy and clear communication, taking time to fully understand each client's unique household dynamics, financial goals, and concerns. Sharing the firm's core values, Judith believes everyone deserves a clear, accessible route to financial stability.
Attorney Profile

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Contact Our Arkansas Chapter 7 Bankruptcy Lawyers Today

Chapter 7 will wipe your slate clean, putting you in a strong position to move forward. To find out if it is the best path to financial freedom for you, we urge you to reach out to Watton Law Group.

Our skilled lawyers understand how debt can weigh a person down. No one deserves that. That’s why we offer compassionate support, comprehensive guidance, and one-on-one attention to each of our clients. When life happens, we are here to help.

Happy couple
I worked with Watton Law Group and they were very responsive and helpful.

I worked with Watton Law Group and they were very responsive and helpful.

- Ashley O.
He is the best.

He is the best.

- Steven M.
Robert Abernathy has always been professional.

Robert Abernathy has always been professional.

- Donna A.
Wow is all I can say!

Wow is all I can say!

- Diashecia B.
The most professional law firm I have ever used.

The most professional law firm I have ever used.

- Bernadine E.
Great lawyers can be hard to find and he definitely is one!

Great lawyers can be hard to find and he definitely is one!

- Michelle
I highly recommend.

I highly recommend.

- Daniel E.
Michael Watton is an example of a well-knowledged attorney.

Michael Watton is an example of a well-knowledged attorney.

- Jodi C.
Working with Robert Mills at Watton Law has been a refreshing experience in the midst of hardship.

Working with Robert at Watton Law has been a refreshing experience in the midst of hardship.

- Tracy S.
Tom has been a saving grace for me, he has motivated me to actually get things done.

Tom has been a saving grace for me, he has motivated me to actually get things done.

- Amy F.

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